Where to turn for help with Medicare questions and senior care issues

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This Saturday, October 8th, 2016, from 9a – 2p, Michele will be providing SHINE consultations at   Grace Lutheran Church’s Health Fair!

 


When faced with daunting life challenges, know there are resources available to help face those obstacles.

Locally, and throughout Florida, SHINE volunteers can help with all questions related to health insurance/Medicare and Area Agency on Aging can help with a great many other issues facing seniors.

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Senior Care Progression – in a nutshell

No need for a lengthy post – the graphic sums up the progression very nicely.

If, however, you have questions about how it may apply to your specific situation, we will be happy to answer your questions.

Progression

Home care and nursing home care – some facts

Guide to Long-Term Care blog

In the United States, over 65 million people provide home care to someone who is ill or disabled.

Elderly people who live at home and have trouble with 3 or more activities of daily living require an average of 9 hours of assistance per day (from paid or unpaid caregivers), and once they reach age 85  they require about 11 hours of assistance per day.

There are about 52 million caregivers assisting adults over age 18, with about 44 million caring for adults over 50; around 15 million family caregivers help people with Alzheimer’s and dementia.

ltcstudyTwo out of three (66%) people who receive home care rely solely on family members, usually wives or daughters. Another 26% receive a combination of family care and paid help; and 9% receive paid help only. Of family members caring for the elderly, 30% are themselves over 65, and 15% are age 45–54.

Nursing…

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Home Care/Assisted Living Cross-over

Cost of LTCRecently updated figures (emphasis, sadly, on “up”) from the annual Genworth Cost of Care Survey.

While every situation is unique and based on its own set of circumstances, note the potential cross-over point around $3,000 per month, where Assisted Living starts to make sense economically.  Certainly an aspect to weigh, but equally important are other medical, emotional and social considerations.  Always consider the complete scope of needs when making this important decision.