Honoring our forefathers and foremothers.

mt-rushmoreOne of the best ways we can honor our country’s forefathers this Presidents’ Day, is to be available on Monday to help with your senior loved one’s housing needs.

As with the men who founded our great country, we should always honor and salute those that founded our families, and gave so much to attend to our upbringing.

As always, we will be available Monday to help answer your senior housing questions.

In addition to our services, our local, Tampa/St. Pete-area network of trusted, associated professionals can assist with elder law issues (wills, advanced directives and power of attorney), coordination of veterans benefits, financial planning, down-sizing and moving – to name a few.

Give us a call, or drop us a line.  We will be happy to help.

God Bless America, and our seniors, too!

 

 

 

 

Senior Care Progression – in a nutshell

No need for a lengthy post – the graphic sums up the progression very nicely.

If, however, you have questions about how it may apply to your specific situation, we will be happy to answer your questions.

Progression

Home Care/Assisted Living Cross-over

Cost of LTCRecently updated figures (emphasis, sadly, on “up”) from the annual Genworth Cost of Care Survey.

While every situation is unique and based on its own set of circumstances, note the potential cross-over point around $3,000 per month, where Assisted Living starts to make sense economically.  Certainly an aspect to weigh, but equally important are other medical, emotional and social considerations.  Always consider the complete scope of needs when making this important decision.

Pass Along the News!

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Contact us today for more on a local independent living community undergoing a complete renovation but offering the opportunity to reserve your spot today with a fully refundable deposit!

Additional incentives are available.

If you know of someone looking for a conveniently located, northern Hillsborough independent living community experience, let them know of this opportunity.

Cost of Assisted Living

Few people plan for long-term care – that being continuous care over an extended period of time that involves help with everyday tasks or constant supervision for a person who has dementia.  Perhaps they don’t think they’ll need it or they believe that government subsidies will cover any care they need.

senior-community-outsideStudies indicate that 70% of persons over 65 will need long-term care services at some point in their lives (US Department of Health & Human Services, 2008).  And it’s a common misconception that Medicaid and Medicare will pay for long-term care.  Beyond the limited benefits provided by Medicaid and/or Medicare (assuming you meet eligibility requirements for one or both) you are responsible for your long-term care costs.

Choices for suitable care under Medicaid funding can be limited.  Fortunately, senior living residences are available at a variety of price points.

Costs vary with the residence, apartment size, and types of services needed. The basic rate may cover all services or there may be additional charges for special services. Most assisted living residences charge on a month-to-month lease arrangement, but a few require long-term arrangements. The 2009 national average cost for an apartment in an assisted living residence is $3,100 per month, according to research compiled by the National Clearinghouse for Long-term Care Information.

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Base rates may fluctuate depending on unit size: for example, studio, one, or two-bedroom apartment. Note also that base rates typically only cover room and board and two to three meals. Additional charges may include entrance fees up to one month’s rent, deposits, and fees for other services such as transportation and personal laundry, though many providers include those services as well.

More than half of assisted living communities use a tiered pricing model with bundled services, according to research. For instance, a resident needing very little assistance would be at the lowest tier. Other pricing models include all-inclusive, a la carte, or fee-for-service basis. Providers regularly review service and care plans to ensure residents’ needs are being met. Billing is typically done monthly. More information is available at http://www.alfa.org.

To discuss senior living options in the Tampa Bay region with an experienced Always Best Care senior placement advisor please call (813) 422-1561 or (813) 422-0750.

Please share your thoughts on senior living costs, or any other thoughts on senior care. We welcome your comments below. 

Assisted Living Checklist

client_and_family_revieiwing_facility_info1Understanding what senior living community is right for your loved one can be a daunting task. Senior living communities can range in size from high-rise buildings to old Victorians. Rooms vary from studios to 1 and 2-bedroom apartments with kitchenettes.

Did you know there are 500+ assisted living and residential care facilities operating in the Tampa Bay area – each takes different levels of care and charges varying rates.

An assisted living community for seniors provides care for persons who need some help with activities of daily living, yet who wish to remain as independent as possible. These communities bridge the gap between independent living and nursing homes. Residents in assisted living communities aren’t able to live by themselves, but they don’t require constant care. Medical care is limited in an assisted living community and each state sets its own limits. Residents are assessed when they move into the community so the community can develop an individualized service plan to ensure that the senior get the best care possible.

Here’s a checklist of what to look for when visiting assisted living communities:

  1. Is there an individual care plan created for your loved one?
  2. Is there outdoor seating in shaded areas?
  3. Is the community clean?
  4. Is the staff friendly and attentive?
  5. Do Podiatrists, Hair Dressers, and entertainers make regular visits?
  6. Are the rooms large enough for your loved one’s needs?
  7. Is transportation to and from appointments included?
  8. How far are dining and recreation areas from the available rooms?
  9. Are there a variety of activities available?

At Always Best Care we believe in matching your loved one with the right community. Visit us at www.AssistedLivingNavigator.com to learn more our free guidance for families.  Fees for the services we provide are paid by the community selected.