Where to turn for help with Medicare questions and senior care issues

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This Saturday, October 8th, 2016, from 9a – 2p, Michele will be providing SHINE consultations at   Grace Lutheran Church’s Health Fair!

 


When faced with daunting life challenges, know there are resources available to help face those obstacles.

Locally, and throughout Florida, SHINE volunteers can help with all questions related to health insurance/Medicare and Area Agency on Aging can help with a great many other issues facing seniors.

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Home care and nursing home care – some facts

Guide to Long-Term Care blog

In the United States, over 65 million people provide home care to someone who is ill or disabled.

Elderly people who live at home and have trouble with 3 or more activities of daily living require an average of 9 hours of assistance per day (from paid or unpaid caregivers), and once they reach age 85  they require about 11 hours of assistance per day.

There are about 52 million caregivers assisting adults over age 18, with about 44 million caring for adults over 50; around 15 million family caregivers help people with Alzheimer’s and dementia.

ltcstudyTwo out of three (66%) people who receive home care rely solely on family members, usually wives or daughters. Another 26% receive a combination of family care and paid help; and 9% receive paid help only. Of family members caring for the elderly, 30% are themselves over 65, and 15% are age 45–54.

Nursing…

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How to Pay for Assisted Living, part 2

Another excerpt from our Consumer Guide to Senior Living Options.

Costs vary from community to community, and from city to city.  Some charge a la carte for an array of care services using a point system, some charge for levels of care, while others offer only all-inclusive rates whether you need a little care or a lot of hands-on care.  It is important to know what is included in your fees and what is extra.

You can arrange for an in-home assessment to identify if moving into an assisted living community is the right next step for the health and safety of your loved one. 

We will share selections from the Guide, here at the Assisted Living Navigator™ blog, on occasion, but you may contact us at any time for your personal copy

How to Pay for Assisted Living, part 1

Another excerpt from our Consumer Guide to Senior Living Options.

Most assisted living is paid for privately by the resident and/or his family. 

For certain low-income residents with few assets, Florida’s Statewide Medicaid Managed Care Long-term Care (SMMC-LTC) program pays part of monthly fees at a participating facility.  Medicaid LTC program doesn’t pay for room and board but does pay a set amount for care services.  The family of a resident who qualifies for LTC may pay some or all of the cost of room and board without affecting the resident’s program eligibility. 

Not all assisted living facilities participate in Medicaid’s LTC program, and those that participate may limit the number of residents who particpate.

Low-income veterans or surviving spouses of veterans may also be eligible for Aid and Attendance or other benfits from the Department of Veterans Affairs (VA), which can help pay for assisted living.

We will share selections from the Guide, here at the Assisted Living Navigator™ blog, on occasion, but you may contact us at any time for your personal copy

Determine Your Loved One’s Needs

Another excerpt from our Consumer Guide to Senior Living Options.

 Your loved one’s living situation should reflect their personal, social and medical needs.  Start by asking your loved one where and how they would like to live, while assuring them you will try to accommodate their wishes.  Ask your loved one’s physician about their medical needs.  Discuss your findings with other family members to gain their input.   Finally, research home care agencies and assisted living facilities in your area to learn about the various services they provide; or consult with an expert in the field who can speak to the various options available locally.

 We will share selections from the Guide, here at the Assisted Living Navigator™ blog, on occasion, but you may contact us at any time for your personal copy

Benefits of Living in the Right Environment

Another excerpt from our Consumer Guide to Senior Living Options.

Living in the right environment can help your loved one prosper and live life to its fullest.  You can extend your loved one’s independence by providing an environment with the appropriate level of medical and personal care.  Accepting a little help walking, today, for example, can reduce the risk for a debilitating hip fracture, tomorrow.  Any senior living arrangement should be as supportive as possible, while still fostering a sense of independence.

A new home often brings new experiences, interests, and friendships in a way that combats loneliness and isolation, which are significant problems in older populations.

The right living environment provides peace of mind for you, your loved one, and the rest of your family.  Choosing the proper level of supervision for your loved one helps everyone sleep soundly at night.

We will share selections from the Guide, here at the Assisted Living Navigator™ blog, on occasion, but you may contact us at any time for your personal copy

First: Understand the Level of Care

The first excerpt from our Consumer Guide to Senior Living Options …

Understanding the level of care needed and the amount of time help is needed are two key determinations when exploring care options for yourself, or a loved one.  Medical professionals are often the ones who can formally advise on these matters. But early on, family members can help home health professionals assess, and arrange services for, basic needs.

When the time comes, and living at home is not safe or affordable, then assisted living is a viable solution for many families.  Receiving the same, or better, level of care in a group setting, with its social benefits, can have a very positive effect on a senior’s well-being.  Knowing where, and how best, to start that journey is important to a great outcome.

We will share selections from the Guidehere at the Assisted Living Navigator blog, on occasion, but you may contact us at any time for your personal copy.

Guide to Senior Living Options

Are you suddenly faced with the task of arranging care for a loved one?  And, still you have to manage your family and career obligations?  Where does one begin this new and stressful journey?

Our Consumer Guide to Senior Living Options has been written to provide you with an overview of the two basic options available to families: in-home care and assisted living.  Each has its place in the ‘continuum of care’ and each can help meet the specific needs of most families.

We will share selections from the Guidehere at the Assisted Living Navigator blog, on occasion, but you may contact us at any time for your personal copy.

Independent Living/Assisted Living Information Kit

Our new 2016 Independent Living/Assisted Living Information Kit © provides background information and answers to commonly asked questions that most families face when considering senior housing options for a loved one.

TABLE OF CONTENTS

What’s the difference between independent living and assisted living?
Independent Living Services and Amenities 
   Cost of Independent Living 
   Paying for Independent Living 
Assisted Living Care, Services and Amenities 
   What Assisted Living Facilities in Florida Offer 
   Cost of Assisted Living 
    Memory Care Services and Costs
How do I know which is the better fit? 
Questions to ask before making a final decision about memory care 
Paying for Elder Care 
   Public Benefits & Available Resource 
   How to Pay for Assisted Living 

Contact us today for your copy of the 2016 Independent Living/Assisted Living Information Kit.