Where to turn for help with Medicare questions and senior care issues

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This Saturday, October 8th, 2016, from 9a – 2p, Michele will be providing SHINE consultations at   Grace Lutheran Church’s Health Fair!


When faced with daunting life challenges, know there are resources available to help face those obstacles.

Locally, and throughout Florida, SHINE volunteers can help with all questions related to health insurance/Medicare and Area Agency on Aging can help with a great many other issues facing seniors.


Senior Care Progression – in a nutshell

No need for a lengthy post – the graphic sums up the progression very nicely.

If, however, you have questions about how it may apply to your specific situation, we will be happy to answer your questions.


Home Care/Assisted Living Cross-over

Cost of LTCRecently updated figures (emphasis, sadly, on “up”) from the annual Genworth Cost of Care Survey.

While every situation is unique and based on its own set of circumstances, note the potential cross-over point around $3,000 per month, where Assisted Living starts to make sense economically.  Certainly an aspect to weigh, but equally important are other medical, emotional and social considerations.  Always consider the complete scope of needs when making this important decision.

Florida – Definition of Assisted Living Facility

Per Florida’s Agency for Health Care Administration:

An assisted living facility (ALF) is designed to provide personal care services in the least restrictive and most home-like environment. These facilities can range in size from one resident to several hundred and may offer a wide variety of personal and nursing services designed specifically to meet an individual’s personal needs.

Facilities are licensed to provide routine personal care services under a “Standard” license, or more specific services under the authority of “Specialty” licenses.

ALFs meeting the requirements for a Standard license may also qualify for specialty licenses. The purpose of “Specialty Licenses” is to allow individuals to “age in place” in familiar surroundings that can adequately and safely meet their continuing healthcare needs.

Independent Living/Assisted Living Information Kit

Our new 2016 Independent Living/Assisted Living Information Kit © provides background information and answers to commonly asked questions that most families face when considering senior housing options for a loved one.


What’s the difference between independent living and assisted living?
Independent Living Services and Amenities 
   Cost of Independent Living 
   Paying for Independent Living 
Assisted Living Care, Services and Amenities 
   What Assisted Living Facilities in Florida Offer 
   Cost of Assisted Living 
    Memory Care Services and Costs
How do I know which is the better fit? 
Questions to ask before making a final decision about memory care 
Paying for Elder Care 
   Public Benefits & Available Resource 
   How to Pay for Assisted Living 

Contact us today for your copy of the 2016 Independent Living/Assisted Living Information Kit.

Senior Care/Child Care Benefits at Work?

What are your thoughts on the topic of senior care benefits being available in your employers benefits program?

Please vote, add your comment below, or directly email any questions you may have.

Healthy Aging – excerpt from WHCOA

Healthy Aging

Older Americans are calling for a shift in the way we think and talk about aging. Rather than focusing on the limitations of aging, older adults across the nation want to focus instead on the opportunities of aging. Older adults are seeking ways to maximize their physical, mental, and social well-being to remain independent and active as they age.

Healthy aging means living a long, productive, meaningful life and enjoying a high quality of life.  Research has shown that older adults who adopt healthy behaviors, use preventive health services, and are involved with their family, friends, and communities, are healthier and more independent.

Americans are living longer and better than ever before thanks to major medical and public health advances and greater access to health care. Life expectancy at birth in the United States has reached a record high of 78.8 years.  A 65 year-old man can expect to live another 17 years and a 65 year-old woman another 20 years.  With increased longevity, older Americans have more time to engage in the workforce, in civic and volunteer activities, and in enriching their communities.

Older adults contribute to society through a variety of mechanisms, including paid work, volunteering, or providing unpaid care to family members. Eight out of ten adults age 65 to 74, and almost six in ten ages 75 and older, engage in at least one of these activities.  One study estimated that the contributions of older adults through volunteering and unpaid family care-giving alone are worth more than $160 billion per year to our nation.  Older Americans’ knowledge, experience, wisdom, and caring improve prospects for future generations.

Where do you start?

Blue DotWith hundreds of Assisted Living Communities to choose from in the Tampa Bay area,  where do you start the search for the perfect living arrangements for your loved one?

The internet may be a reflex choice, but that can be wrought with sites that have just enough information for you to supply your name, phone and email address – in your hope to get some budgetary numbers.  That only leads to your phone and email account loading up with solicitations from people that may have no idea what you are looking for.

Using one of the drug store guides is another likely course of action.  Keep in mind that you will find only a small number of the communities listed in there, and, at best, you will find a web site address (see para. 2) or phone number for you to call.

Other options, like friends, family and co-workers, may seem like a natural choice.  But, do they have the breadth of coverage to know more than a few communities they may have visited?  Do they really know what your family needs?  Do they know what makes a great community?

Why not utilize a complimentary service brought to you by one of the most trusted names in the senior care industry, like Always Best Care Senior Services?  

Their local offices in Tampa and Brandon can provide a matching service that takes the hassle and stress off of your plate.  They have helped families in the five counties surrounding Tampa Bay, and have extensive knowledge of the market.  They will only recommend communities they have personally visited and evaluated.

They will meet with you, get to understand you specific needs for lifestyle, budget, amenities and location.  They will develop, and discuss with you, a short list of communities that meet your needs, AND arrange tours to meet your schedule.  They are there throughout the process to help with any issues that arise before, during and after the move.

Contact them today for your complimentary consultation!

See client testimonials here!